Family: Charles J Gardner / Annette R. Terry (F781)
m. 30 Jul 1865Reuben Patrick Gardner (1811-1870) 
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Jannett Munger (1820-1894)
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| Philinda Gardner (1837-1901) |
| Alice J Gardner (1839-1848) |
| George M. Gardner (1845-1897) |
Ellen R. Gardner (1848-1923)  |
| Henry P Gardner (1851- ) |
| Mary J Gardner (1857-1934) |
| Charles J Gardner (1843-1901)
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| Annette R. Terry (1841-1911) |
| Martha O (Mattie) Gardner (1866- ) |
| William P. Gardner (1871- ) |
| George W. Gardner (1874- ) |